Appelman

Penalties for Driving without Insurance in Minnesota

Tuesday, 1. January 2013

Minnesota state law requires you to have insurance for the car you are driving. You must also have proof of this insurance on you whenever driving and you must be able to produce it if an officer requests you do so.

If you are pulled over and aren’t able to give the officer your proof of insurance you could be charged with a driving without insurance offense. This is a misdemeanor charge that brings fines ranging from $200-$1,000, and a potential 90 days in jail. Any subsequent driving without insurance offenses are gross misdemeanors. If the offender can prove a financial hardship, community service may be sentenced instead of a monetary fine.

Your driver’s license may be temporarily revoked or suspended as a result of a driving without insurance charge.

If you have insurance but don’t have the proof on you when pulled over, you have until the date of your first court appearance to send the court your proof. If you fail to do so, the proceeding will move forward.

But what happens if the offender is not the owner of the vehicle? Perhaps they were borrowing the vehicle from a friend. If the offending driver is not the owner of the vehicle in question, they cannot be convicted unless it can be proved that the driver knew that the owner of the car had no proof of insurance. In this instance, law enforcement will mail a request for proof of insurance to the owner of the vehicle. The owner then has 10 days to provide proof of insurance or they will be charged with misdemeanor driving without insurance.

The following two tabs change content below.
Avery Appelman is a criminal defense lawyer and the founder of Appelman Law Firm. While his practice is primarily recognized for its work with DWI and related offenses, he has 16 years of experience working with clients on drug, assault, theft, traffic, criminal sexual conduct, and prostitution charges.

Latest posts by Avery Appelman (see all)

Leave a Reply

 

CALL US NOW: (952) 224 2277

6465 WAYZATA BOULEVARD
SUITE 120
ST. LOUIS PARK, MN 55426

The attorneys of Appelman Law Firm, LLC provide criminal defense representation for their clients involved in DUI / DWI, Drug, Assault, Sex Crime, Juvenile, Misdemeanor, and Felony cases in the following Minnesota cities and counties: the Twin Cities of Minneapolis and Saint Paul, Bloomington, Richfield, Brooklyn Park, Maple Grove, Anoka, Coon Rapids, Fridley, Blaine, Roseville, Maplewood, Woodbury, Eagan, Burnsville, Savage, Prior Lake, Chaska, Chanhassen, Eden Prairie, Minnetonka, St. Louis Park, Edina, Hennepin County, Ramsey County, Anoka County, Dakota County, Washington County, Carver County, and Scott County. Attorney Advertising. This web site is designed for general information only.